Version Effective Date:  11/07/24

Secrets from the C-Suite is a registered trademark of ActionPointe LLC, which owns and is responsible for all content offered under the Secrets from the C-Suite brand. Secrets from the C-Suite and ActionPointe LLC shall be referred to collectively herein as “Owner”, “us”, “our”, or “we”.

By using this Website (www.sfcsuite.com) you agree to be bound by all Website Policies and Terms of Use (“Terms”) listed herein below (the Agreement). We may change or update these Terms from time to time without prior notice. Continued use of this Website following any such changes shall constitute your acceptance of all Terms, including any newly published Terms. You are responsible for regularly reviewing these Terms, and we encourage you to review them carefully whenever you use this Website. We may, at any time, suspend, block, or terminate your use of this Website, and any licensed Product(s), for violation of these Terms. If you do not agree with these Terms, do not use this Website. By using this Website you represent that you are of legal age and have the legal authority to enter into this Agreement and to be bound by its Terms. If you are acting on behalf of an organization or entity, you represent that you have the authority to bind such entity.

Our Website’s Terms are an extension of the policies in force by Squarespace, which we are bound to abide by. For more information on Squarespace’s Terms of Service please see: https://www.squarespace.com/terms-of-service/  and https://www.squarespace.com/privacy/.     

The purpose of this Website is to support you in your career development by offering you access to publications, assessments, live programs and services, and recorded programs and coursework. This involves purchase of products and services, signing up for information about future products and services, submitting your comments or questions to us, and leaving reviews of your experiences with purchased products and services. Provided your use of this Website complies with our Terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable license to access and use this Website for the above defined purpose.

Your Payment Card Information. We do not store or process any payment card information here on our Website. Nor do we have access to your payment card information that you provide when you purchase a product or service here at this Website. Instead, we rely on our payments services provider, Stripe, to facilitate any payment card transactions through this Website. For more information about Stripe’s privacy practices, please see: https://stripe.com/us/privacy.

The following terms and conditions of sale are a part of our Website Policies and Terms of Use (“Terms”) and apply to your purchase and use of any and all products and services offered on this Website, including without limitation, publications, assessments, merchandise, live individual coaching, live group coaching, all pre-recorded audio and/or video programming and coursework, live group coaching session recordings provided to all registered attendees after completion of the session they attend, and any other products and services (“Product” or “Product(s)”) sold by Secrets from the C-Suite (“SFC-Suite”, “we”, “our”, or “us”) at this Website, with a homepage located at: www.sfcsuite.com (the Website”).

Acceptance. By placing your order for Product, you accept and are bound to these Terms and any Product-specific rules or usage provisions specified on any Product detail page, workbooks, instructions, or in any link from a Product detail page. These Terms shall apply to all purchases you make through this Website as well as any direct, off-line purchases using Point of Sale technology.

Eligibility. By placing an order, you represent and warrant that you have read these Terms, are at least eighteen (18) years of age, and you agree to be bound by these Terms. If you are not at least eighteen (18) years of age, or do not wish to be bound by these Terms, you are not authorized to place an order, nor interact with our Website. If you are a parent or guardian of someone under the age of eighteen (18) and discover that your child has submitted Personal Information to us, you may contact us at: noel@sfcsuite.com and direct that we remove your child’s Personal Information from our systems and we will gladly comply.

Media, Publications, and Recorded Digital Content.  This Website offers licensed downloads and online access to digitized publications and eBooks, versions of audio and video recordings and information related to such recordings, and other such digitally formatted media content for purchase (individually and collectively, “Digital Content”). We may, from time to time, update, remove, and/or add Digital Content to/from the Website with or without notice. We may also, with or without notice, update your purchased content (at no charge to you) accessed via online credentials provided to you at purchase; several of our Digital Content Products offer these free updates. If you have any questions about content availability or updating, send us a message here: https://www.sfcsuite.com/contact-us. We will always maintain a way for you to access your purchased Digital Content so long as you have followed our recommendations for maintaining access to your purchased Product.  

Intellectual Property & Use Obligations. Effective immediately after our acceptance of your order for Digital Content and your payment of all associated fees, we grant you a non-exclusive, non-transferable, non-assignable, non-sublicensable, license to use the Digital Content you purchase solely for your personal, non-commercial use, subject to applicable copyright, trademark, and other restrictions as in accordance with these Terms (the “Use License”). You represent, warrant, and agree that you will comply with these Terms and all applicable laws and regulations and will not reproduce, redistribute, transmit, scan, sell, broadcast, rent, share, copy, lend, modify, adapt, edit, the Digital Content, in whole or in part, nor upload the Digital Content, in whole or in part, to any shared computerized and/or cloud-based server or retrieval system accessed by anyone other than you and your immediate family (which shall be limited to your spouse/life partner and children living with you). Furthermore, you represent, warrant, and agree that you shall not share with others (not part of your immediate family as defined above) your access credentials for any Digital Content, including but not limited to online courses, publications, nor any Live Interactive Services, including but not limited to live group coaching, without the express written permission of the copyright holder, which presently in all cases is Owner. You are not granted any synchronization, public performance, promotional use, commercial sale, resale, reproduction or distribution rights for the Digital Content. You acknowledge that the Digital Content embodies the intellectual property of Owner and is protected by law. You agree not to infringe the rights of the Digital Content’s Owner and to comply with all applicable laws and regulations in your use of the Digital Content. Digital Content may include unique identifiers and/or digital rights management features that are specific to you or your purchase (“Unique Identifiers”). You may not modify, reverse engineer, de-compile or disassemble or otherwise tamper with the Unique Identifiers. Except for the Use License rights explicitly granted to you in these Terms, all right, title, and interest in the Digital Content are reserved and retained by Owner. You do not acquire any ownership rights, title, nor interest in the Digital Content as a result of purchasing, accessing, and/or downloading Digital Content for your individual use. Should you violate these Terms, Owner may, with or without notice, revoke your Use License to use said Digital Content, remove your access to said Digital Content, require you return all copies of said Digital Content to Owner, and pursue any and all remedies available to Owner at law or in equity.

Risk of Loss to Purchased Digital Content and Other Product. You bear all risk of loss to Digital Content and other Product(s), after your purchase of such Digital Content and Product, due to loss of your access link and login credentials, a computer or storage medium crash, failure, or malfunction, as well as loss of access to Digital Content due to revocation of your Use License to use said Digital Content due to your violation of these Terms. Additionally, Time is of the Essence with regard to you consummating your purchase of Product once you’ve made your purchase. Your failure to consummate your purchase of any Product(s) from this website within one (1) year of your date of purchase will absolve us from any responsibility to provide you with access to your purchased Product(s) IF AND ONLY IF those Product(s) are no longer available in our inventory of Product. Consummation of a purchase involves the following: (a) For Live Interactive Sessions (individual and group coaching), scheduling and attending your purchased sessions; (b) for Digital Content, downloading and/or accessing the purchased Product(s); (c) For Assessments, completing the purchased Product assessment work and receiving your assessment report. Assessments are “one-and-done” purchases, meaning that a single assessment purchase, once used, is no longer active and cannot be used a second time. So, once used, access to the assessment will not be provided; only access to the assessment report. We keep assessment reports for only 13 months after first issued, so if you lose your assessment report after this 13 month time period, we will not have the ability to send you another copy of your assessment report.

To mitigate your risk of loss of purchased Digital Content and other Product, we strongly advise that you store all reports and other downloaded Product and Digital Content (including access links and credentials) on a cloud-based server with automated back-up and retrieval functionality, and/or local hard-drives that are backed up regularly. In this way, you will protect your investment in the content you purchased. If you lose your access credentials or are unable to access purchased Digital Content, or experience problems with an approved licensed download of your purchased Product / Digital Content, please contact us here: https://www.sfcsuite.com/contact-us or by email at noel@sfcsuite.com. Please be prepared to provide us with your order number, name, email, or other identifying information to assist in our confirming your purchase. We will do what we can to restore your access, including provide you with new access credentials or assist with your download (for downloadable Digital Content).

Purchases. In the event you wish to purchase Product(s), you will be asked to supply certain information such as your full name, address and credit card and/or other billing information required to complete the purchase. In the case of purchasing assessments and live services, you will be asked to additionally provide us with the full name, email address, and phone number of the individual taking the assessment and/or attending the live program or coaching services in order to properly register that person to the purchased Product(s). You agree to provide us with accurate, complete and current information, and to fully comply with these Terms. You shall be responsible for payment of all applicable sales, use, and other such taxes legally assessed upon your order. All our products and services are either digital downloads or live services; therefore, there are no Products where we ship an item to you and thus no shipping fees are ever included in the cost of your order.

Right to Cancel. We reserve the right, in our sole discretion, to refuse or cancel any order you place with us. If we cancel your order after payment has been completed, we will issue you a full refund of your purchase and a waiver of any applicable Administrative Fee to process the refund. Please allow up to ten (10) business days for the refund to process through your bank/payment card merchant.  

Terms of Payment. Terms of payment are within our sole discretion and can be updated and changed with or without prior notice. Payment for all purchases is due, in full, in advance of our acceptance of the order and your receipt of the Product. Orders will not be accepted if payment is declined by customer’s bank and/or payment card merchant. Major credit cards (Visa, Mastercard, American Express, Discover, and others) are accepted. Debit cards, gift cards, ApplePay, and GooglePay are not accepted at this time. All payments processing at our Website is handled by Stripe. For more information about Stripe, payment methods they accept, and their policies and terms for payment processing, please see:  https://stripe.com/. As stated previously, we do not store or retain any payment card information here on our website. All payment card information is collected and stored by Stripe and used for their processing of your purchase.

PRIVACY - Information We Gather at Purchase. In addition to the payment information gathered by Stripe, our payments processor, we only gather and store the following information related to customer purchases: (a) Customer name, billing address, email, item(s) ordered and price paid, date and time order placed/accepted, total order amount. If an assessment or live individual or group coaching are purchased, we also collect and store the full name, email address, and phone number for the person taking the assessment or attending the live coaching session. This information is used exclusively by us in delivering to you the Product(s) you purchased.

PRIVACY - Cookies and Website Browsing Data. When you visit our Website, we may automatically collect information using “cookies.” You are invited to accept cookies when first arriving at our Website. Accepting cookies is optional, but not accepting them may negatively affect your browsing experience when visiting our Website. Cookies are small data files stored within your web browser and computer. They help identify you and your indicated preferences for when you next visit our Website, helping to improve your user experience on our Website. See the Privacy Policy section of these Terms to learn more about how we use cookies and collect information about your browsing experience on our Website. Check out this resource to learn more about cookies in general: https://www.allaboutcookies.org/ 

PRIVACY - Other Information We Collect. Our primary goals in collecting information are to provide and improve our Website, to administer your orders, to communicate with you, and to enable users of the Website to enjoy and easily navigate the site. When you wish to contact us, purchase products or services, register for Live Interactive Services, or when you join our mailing and wait lists, we will ask you for certain Personal Information. When we refer to your “Personal Information” in these Terms, and in particular this Privacy Policy section, we mean information that identifies, describes, relates to, references or is capable of being associated with, or could reasonably be linked, directly or indirectly, to you. We may also collect other information generated when you use our Website that is not linked or otherwise associated with you, and such information is not subject to the terms of this Privacy Policy. Depending on how you use our Website and/or our Products, we may directly collect the following types of Personal Information from you:

•       your name

•       your email address

•       your billing address

•       your credit card number, expiration, and other info needed to process a purchase

•       IP address

•       telephone number

PRIVACY - Opt-In or Out of Marketing & Informational Emails from Us. When purchasing you will be given the opportunity to opt-in or opt-out of receiving any marketing or informational emails from us. To opt-out / unsubscribe from any emails you receive from us, click the ‘unsubscribe’ link within the body of the email, usually near the bottom of the message.

PRIVACY - Information Automatically Collected. When you visit our Site, some information is automatically collected. For example, when you visit our Site your computer’s operating system, Internet Protocol (IP) address, access times, browser type and language, and the site you’re coming from when visiting our Website are logged automatically (“Usage Information”). We also collect information about your usage and activity on our Site.

PRIVACY - Information Security. We take reasonable organizational, technical, and administrative steps to help protect Personal Information against loss, misuse, unauthorized access or disclosure. Unfortunately, no transmission or storage system can be guaranteed to be completely secure, and transmission of information via the internet is not completely secure.

PRIVACY - Your Collected Information is Not Shared. We do not share with third parties any of the information we gather about or from you when you visit our Website, or from purchases you make. Currently, our Website is not enrolled in Google AdWords or any other such advertising program, and we do not share information about you with any third-parties, other than Stripe and Squarespace. Squarespace hosts our Website and thus has access to all the information our Website collects. Squarespace’s hosting means that the information we gather and store about you (see above) is actually stored on Squarespace’s servers; not on our Website. See Squarespace’s privacy policy here: https://www.squarespace.com/privacy/.  Our privacy policy is an extension of the policies in force by Squarespace, which we are obligated to abide by here on our Website. You can review Squarespace’s privacy policy at the above link.

Product Descriptions & Pricing. We attempt to be as accurate as possible in describing Product (including pricing) offered for purchase; however, we do not represent or warrant that all such descriptions are complete, current, or error-free. From time to time there may be information on the Website that contains typographical errors, inaccuracies, or omissions that may relate to Product descriptions, pricing, and availability. We reserve the right to correct any errors, inaccuracies or omissions and to change or update information at any time without prior notice (including after orders are submitted). If you have purchased an item for a price that is posted in error and lower than the item’s correct price, then we will honor the lower, incorrect, price if the error is within 50% of the item’s correct price. If the error is greater than 50% of the Product’s correct price, we will inform you of the error, cancel the order, and refund your purchase price in full, of course waiving any fees so that nothing is deducted from your refund. You can then repurchase the item at the corrected price, if you wish.

Code of Conduct for Attending Live Interactive Sessions. Live Interactive Sessions with us involves the opportunity for both 1:1 individual work and group sessions. In both cases, we are investing our time, but when it comes to the live group settings, we are most concerned about individual conduct not negatively affecting the group experience. While we don’t wish to be heavy-handed, we are committed to giving all paying customers optimal value for their investment of both their time and money in the group session. To this end, we reserve the right to remove from any session those individuals who violate our code of conduct. Such removal will consist of our disconnecting the offending individual from the group session. We will follow up with the disconnected individual sometime after the session to clarify our reasons for removing them from the session. In our sole discretion, we will determine at that time if a refund to the individual removed will or will not be given. Here is our code of conduct for live group sessions:

(a) Be respectful. The only other person an attendee will be able to communicate with directly will be the session moderator. Only the moderator will be able to see attendees, and attendees will not be visible to each other, nor to the presenter. Both audio and video for all attendees will be disabled, with the chat board remaining as the only communication tool between attendees and the moderator, and through the moderator to the presenter. Therefore, when we are speaking of being respectful, we are speaking about your communication with the session moderator. Treat the moderator with respect. Avoid foul language. Keep your chat messages short and to the point. Try to minimize the number of times you message the moderator, keeping in mind that we can have nearly a hundred individuals in each group session. So the moderator is very busy during the session managing all the communication, as well as the technical aspects of the session. Definitely send us your message if you have a question or a problem… just try to be mindful of how busy the moderator will be during the session and allow time for them to respond to you.

(b) Be on-time for the start of the session. Showing up late requires our moderator to both validate you as registered and then grant you access to the session. Doing this after the session has started diverts the attention of our moderator from their in-session duties. This can diminish the quality of the experience for all other attendees. If you fail to arrive on-time, we reserve the right to reschedule you to a different session. If this happens, we will to cancel your attendance to the current session and contact you after that session to find a date that works with your schedule.

(c) Use our website’s contact us portal to communicate your feedback about your experience of the session after the session, rather than communicating these thoughts during the session. Your feedback is important to us. Our moderator will be too busy during the session to give adequate attention to feedback at that time. So, help us give your comments the attention they deserve by communicating with us after the session per the link above.

Thank you, in advance, for abiding by our code of conduct for these sessions. If everyone follows these simple rules, it empowers us to focus all our attention on giving you and the other attendees the best value possible for your investment of time and money with us.

Refund, Return, and Cancellation Policy – Digital Content. ALL SALES OF DIGITAL CONTENT ARE FINAL. Digital Content consists of the following: Publications, Assessments, and Pre-Recorded Programs & Courses. We do not accept returns of Digital Content, nor do we issue refunds for Digital Content once the order has been accepted and the links to the Digital Content have been provided. This policy is because once Digital Content has been provided, there’s no reliable way to get it back without the possibility that it has been copied. Therefore, once you have been given the opportunity to access Digital Content, the purchase is final.

Refund, Return, Rescheduling, and Cancellation Policy – Live Interactive Services. This type of Product consists of: (a) Live Individual 1:1 Advisory Coaching; (b) Live Group Advisory Coaching; (c) Any other live program or service offered from time to time. These types of Product are referred to as Live Interactive Services in the discussion of refunds and rescheduling that follows. All requests for cancellation, refund, rescheduling, or re-assignment of Live Interactive Services are subject to the assessment of an Administrative Fee of $40.00 (US) if not received prior to the Notice Deadline. The purpose of the Administrative Fee is to reimburse us for the costs to communicate with you, arrange a rescheduling or re-assignment of your session, or process your refund. Administrative Fees may be waived by us, in our sole discretion.

Notice Deadlines for Rescheduling, Re-assignment, Cancellation and Refunds - Live Interactive Services.  All notices to reschedule or re-assign your spot to another person must be sent to: noel@sfcsuite.com and received by us prior to the Notice Deadline mentioned below:

Live 1:1 Personal Advisory Coaching Sessions – Notice Deadline:  Three (3) full business days in advance of the next scheduled session.

Live Group Advisory Coaching Sessions – Notice Deadline:  Five (5) full business days in advance of the date of the group session.

If you make your request (reschedule or re-assign) after the Notice Deadline mentioned above, the Administrative Fee ($40.00 US) shall apply.

Cancellations and Refunds. Requests for cancellation and refund will be honored only when received before the Notice Deadlines as defined above for each type of Live Interactive Service. Refunds for Live 1:1 Personal Advisory Coaching Sessions will be prorated to deduct the economic value associated with session(s) already provided, using the effective hourly rate of $330.00 and a minimum session length of 30 minutes. The refund will consist of the prorated economic value of any remaining unfulfilled sessions, less the Administrative Fee (if applicable). If the Administrative Fee (if applicable) is greater than the remaining economic value of unfulfilled sessions, then no refund is to be provided and the customer will not be assessed any shortfall; the matter will be considered resolved. If there is a refund due, we will process the appropriate refund (less the applicable Administrative Fee) within five (5) business days of receiving your notice of cancellation. Your refund will be made to the same credit card you used to make the purchase through our payments processing provider (Stripe) and we will confirm the processing of the refund by sending you an email, using the email address you provided when purchasing the Live Interactive Service.

Waiver of Administrative Fee. If you have hardship circumstances beyond your reasonable control, we will consider waiving the applicable Administrative Fee. We understand that sometimes, s_ _t just happens; and we want to be compassionate with our customers. Let us know your situation and we will do what we can. We will communicate with you by email to confirm any waiver of the Administrative Fee.

Assignment of Your Spot in a Live Group Coaching Session to Another Person - Re-assignment. You can assign (re-assign) your spot in the live session to another person if you realize you're unable to attend and aren't ready to reschedule. To perform an assignment/reassignment, please email us at: noel@sfcsuite.com no later than five (5) full business days in advance of the date of the group session. We will need the full name, email, and phone number for the person you are assigning the session attendance to. There is no refund for assigning your attendance to another person; that other person will be taking over your paid slot for the session.

Forfeiture of Right to Attend and Refund - Live Group Coaching Sessions. To attend Live Group Coaching Sessions, a person must purchase attendance and register for the session as part of purchasing that session at our Website. Session Access Credentials (“Credentials”) are issued to each registered and fully paid attendee for Live Group Advisory Coaching Sessions on a one ratio of (1) paid registration to one (1) person attending.

If, after purchase, you wish to assign your purchase and access credentials to another person, please reach out to us at our website’s contact us portal and with the name, email, and phone number, of the person you’re assigning your purchase to. We must receive this information within five (5) days of the group session date. We will send you an email to confirm our receipt of your request for assignment.

If you share your Credentials with another individual, without going through the assignment process above, and that individual attempts to gain access to the live session using your Credentials, you automatically forfeit your right to attend the live session. Additionally, due to your violation of these Terms by sharing your Credentials, you automatically forfeit your right to any refund of your purchase price, whereby, your paid fees may be retained by us as liquidated damages for your violation of these Terms.

Forfeiture of Access Privileges and Purchase Fees Paid - Digital Content. In accord with these Terms, you have agreed to not share your access credentials, nor share access to Digital Content, with anyone outside of your immediate family (spouse/partner and children). Should we learn that you have violated these Terms, we may, in our sole discretion and with or without notice, immediately suspend and/or terminate your access privileges to Digital Content you have purchased. In such event, we will follow this protocol:

a) Provide you with email notice that we have reason to believe you have violated our Terms by sharing Digital Content or your access credentials to purchased Digital Content and informing you that we have temporarily suspended your access to purchased Digital Content while we investigate the matter. This temporary suspension is necessary to protect the Digital Content from potential piracy if your access was hacked in some way.

b) We will investigate the matter.

c) We will inform you of the results of our investigation. If we find that your access was hacked through no fault of your own, we will issue you new access credentials for your purchased Digital Content and consider the matter closed. If we find that you shared your access and/or Digital Content in violation of our Terms, then we will permanently revoke your access privileges to the purchased Digital Content involved and retain your payment as partial liquidated damages for your violation of our Terms. If the scope of the violation is significant, we reserve the right to pursue additional remedies at law available to us for the violation of these Terms and our copyright for the Digital Content.

If you share your Live Group Coaching Credentials and violate our Terms, here is how we will proceed:

(a) If we see multiple individuals (or an unrecognized individual) logged into the live session waiting room using a single registered attendee’s name and access credentials, we will use the phone number provided during registration to call the registered (or assigned) attendee involved.

(b) We will work with the registered (or assigned) attendee to identify them apart from those unauthorized persons improperly using the registered attendee’s name and credentials.

(c) We will then admit the verified registered attendee and disconnect / block the unauthorized persons. Only one (1) person will be allowed into the live session for each individual registration.

IMPORTANT: If we cannot immediately reach the paid/registered/assigned attendee by phone, then we will have no choice but to deny access to all individuals attempting to login using the compromised access credentials. Sadly, this includes the paid/assigned registrant to the live session. The reason for this is that time is of the essence; all of this is happening right before the start of the live session and a lot of paying customers are waiting on us. If we cannot reach the affected registrant by phone, then we simply will not have the time to sort things out prior to the session. Even if we can reach the registered/assigned attendee, we may still be unable to sort out who are the unauthorized persons. Therefore, to avoid delaying the start of the live program, and to avoid the theft of our live program attendance by unpaid participants, we will simply have no choice but to refuse entry to all persons attempting to use any compromised credentials for access.

In such a case where the actual registered/assigned attendee is denied access to the session they paid for, we will reach out to that registered/assigned attendee after the session by email. We will give that registered/assigned attendee the opportunity to explain what happened from their end, and in our sole discretion, we will elect to perform one or more of the following courses of action:

(1) Offer to reschedule the registered/assigned attendee to another live session;

(2) Offer a refund, in whole or in part, for their paid fees to the session they were not able to attend;

(3) Implement our forfeiture policy as stated above.

Please review our Live Group Advisory & Coaching Programs FAQ and Participant Instructions which is provided prior to and emailed to each purchasing customer and their registered attendee immediately after purchase for additional information.

Product Availability of Live Interactive Services. All Product orders for Live Interactive Services are subject to availability.

Order Questions. For any inquiries regarding Product orders, please contact us via e-mail at: noel@sfcsuite.com. If we have any questions or information about your order, you agree that we may contact you by phone, email, or regular mail using the information you provided upon purchase. 

Disclaimer of Warranties. Product(s) are provided “as is” and without warranties of any kind, either express or implied. To the fullest extent permissible pursuant to applicable law, Owner and its Affiliates disclaim all warranties, express or implied, including, but not limited to, all implied warranties of merchantability, fitness for a particular purpose, title, availability, quality and non-infringement. Owner and its Affiliates do not warrant or make any representations regarding the use or the results of the use of Product in terms of its correctness, accuracy, reliability, quality, or otherwise. Product could include technical inaccuracies or typographical errors. Product could be inaccurate or become inaccurate as a result of future developments. Owner and its Affiliates undertake no obligation to verify or maintain the currency of such information. Owner and its Affiliates make no representation or warranty that Product will be error free or that all errors will be corrected.

YOU / (I) ASSUME ALL RISKS OF LOSSES OR DAMAGES RESULTING FROM YOUR USE OF OR INABILITY TO USE ANY PRODUCT(S); (II) IRREVOCABLY WAIVE ALL LOSSES OR INDIRECT, SPECIAL, CONSEQUENTIAL, PUNITIVE OR INCIDENTAL DAMAGES (INCLUDING, WITHOUT LIMITATION, THOSE RESULTING FROM LOST PROFITS, LOST DATA, OR BUSINESS INTERRUPTION) THAT MAY OCCUR AS A RESULT OF YOUR USE OF ANY PRODUCT(S); AND (III) EXPRESSLY AGREE TO RELEASE AND DISCHARGE US , AND OUR AFFILIATES, EMPLOYEES, AGENTS, REPRESENTATIVES, SUCCESSORS, AND/OR ASSIGNS FROM ANY AND ALL CLAIMS AND/OR CAUSES OF ACTION RESULTING, DIRECTLY OR INDIRECTLY, FROM YOUR USE OF ANY PRODUCT(S);  AND (IV) YOU VOLUNTARILY GIVE UP OR WAIVE ANY RIGHT THAT YOU MAY OTHERWISE HAVE TO BRING A LEGAL ACTION AGAINST US FOR LOSSES OR DAMAGES, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR OTHER LEGAL THEORY, INCLUDING ANY CLAIM BASED ON ALLEGED NEGLIGENCE ON OUR PART AND THEIR AGENTS AND EMPLOYEES. YOU ACKNOWLEDGE THAT YOU HAVE CAREFULLY READ THIS “WAIVER AND RELEASE” AND FULLY UNDERSTAND THAT IT IS A RELEASE OF LIABILITY.

Termination; Forfeiture, Amendments. Your rights under these Terms will automatically terminate without notice from us if you fail to comply with any of the policies and/or terms contained herein, or with applicable laws or regulations. In case of such termination, you may be required to cease all use of the Digital Content, and we may immediately revoke your access to the Website without notice to you and without refund of any fees. Our failure to insist upon or enforce your strict compliance with these Terms will not constitute a waiver of any of our rights. We may amend any of the provisions of these Terms at our sole discretion via posting of the revised Terms on the Website. Your continued use of the Digital Content and use of our Website after any such amendment’s effective date will evidence your agreement to be bound by such revised Terms.

General. If any provision of these Terms is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced. You agree that these Terms may be assigned by Owner, in its sole discretion, to a third party. Section headings are for reference purposes only and in no way define, limit, construe, or describe the scope or extent of such section. Our failure to act with respect to a breach by you or others does not waive our right to act with respect to subsequent or similar breaches. These Terms and any other written terms and conditions regulating use of the Website and Product(s), sets forth the entire understanding and agreement between us with respect to the subject matter hereof.

Third Party Beneficiary. Third party Digital Content copyright owners, if any, are intended third-party beneficiaries under these Terms and may enforce these Terms against you and invoke all rights hereunder including limitations of liability.

THIRD PARTY COPYRIGHT ATTRIBUTIONS. We obtain third-party images used on this website from iStockPhoto by Getty Images through our subscription to their service. Images not obtained from iStockPhoto are sourced and created by us in-house. The terms of our license with iStockPhoto does not require individual attribution for each image used. Most of the product/service thumbnails contain images sourced from iStockPhoto. For information on a specific image used on this website, use the Contact Us page or email us at: noel@sfcsuite.com.

Contact Us. If you have any questions or concerns regarding your order, Product(s), or our Policies and Terms of Use, please contact us by e-mail at: noel@sfcsuite.com.